Thinking of Leaving the US After the Election? Here’s What You Need to Know About Moving to Italy
Why So Many Americans Are Looking at Italy Right Now
It’s November 7, 2024 — just one day after a polarizing U.S. presidential election. Whether you’re disillusioned with the political outcome or simply dreaming of a fresh start in Europe, you’re not alone. Many Americans are now seriously considering relocating abroad, and for those drawn to history, beauty, and a slower lifestyle, Italy tops the list.
But here’s the truth: moving to Italy isn’t just a matter of packing your bags and hopping on a plane. Living there is an entirely different game than visiting — and it comes with its own set of challenges.
The Hard Truth: It’s Not As Simple As Packing Your Bags
While you might feel ready to start sipping espresso under the Tuscan sun, Italy requires more than good intentions. First, if you’re not an EU citizen or don’t already hold Italian citizenship, you’ll need a visa. You can only stay in Italy for 90 out of every 180 days without one. There’s no loophole. Period.
Visas, Permits, and Bureaucracy: Welcome to Italy
If you plan to stay longer, you’ll need a visa that fits your situation (elective residence, work, student, etc.), and after arriving, apply for a permesso di soggiorno (residency permit). You’ll also need a codice fiscale (tax ID number), a tessera sanitaria (healthcare card), and possibly a local ID. Want to drive? You’ll need an Italian driver’s license eventually too.
The bureaucracy is notoriously slow. Appointments can take weeks or months to secure. Patience isn’t just a virtue here — it’s essential.
What You Need Before Leaving the US
Before you even land in Italy, gather important documents: background checks, birth certificates, marriage licenses — all translated and apostilled. These will save you time and headaches.
Banking, Bureaucracy, and the FATCA Headache
Opening a bank account as a U.S. citizen in Italy isn’t easy. Due to the FATCA law, Italian banks are required to report U.S. account holders to the IRS. Some banks avoid the hassle altogether and refuse American clients.
One workaround? Use a Wise (formerly TransferWise) international account with a debit card — widely accepted and far simpler to set up from abroad.
Renting or Buying a Home in Italy – Don’t Get Ripped Off
You’ll likely rent first, and while it may seem easier to go through a real estate agency that caters to Americans, be careful. These agencies often charge double or more than local ones. Instead, work with an Italian real estate agency — most speak English and can be far more affordable.
Hiring a translator can help if needed, and you’ll save thousands.
The Hidden Costs of Renting in Italy
In Italy, both the renter and the owner pay agency fees — often the equivalent of one month’s rent each. You’ll also be expected to put down a deposit of 1–3 months’ rent. On top of that, there’s a rental contract registration fee (usually 2% of the annual rent). It adds up fast.
But once that’s done — you’re in.
Can You Really Live on a Cruise Ship Instead?
Maybe you’re not sold on buying a house. The good news? Options like Victoria Cruises‘ Residential Ship offer a radically different lifestyle: living full-time at sea while seeing the world. It’s not for everyone, but it is a unique solution for digital nomads, retirees, or anyone craving constant motion.
Final Thoughts: Can You Do It? Yes. Should You Plan Carefully? Absolutely.
Italy is magical — the food, the culture, the lifestyle. But it’s not an impulsive move. You’ll need planning, patience, and a love of adventure. With the right preparation, your new dolce vita is within